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Payment Mode Comparison

ModeBest forStrengthsTradeoff
Managed walletoperator workflowseasiest repeated paid-call flowless explicit than raw x402
Raw x402protocol-level integrationsmaximum control over payment proofsmore implementation work
Free routespublic access or demosno payment flow neededno payment enforcement

Managed wallet

Use when:
  • the operator is working from the dashboard
  • repeated paid calls matter more than protocol-level control
  • you want fast setup with less payment plumbing

Raw x402

Use when:
  • you want direct payer control
  • you need to prove the 402 -> proof -> retry loop explicitly
  • you are integrating outside the managed wallet tooling

Free routes

Use when:
  • the endpoint is intentionally public
  • you are running a zero-friction demo route
  • payment is not part of that operation

Recommendation

For most operators, start with managed wallet mode. Use raw x402 when protocol control is the primary need.